LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,503
−HK$4,734/mo
▼ 0.25% · 3.875%
HK$77,851
−HK$2,386/mo
Today · 4.125%
HK$80,237
baseline
▲ 0.50% · 4.625%
HK$85,119
+HK$4,882/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,474/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,996
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,249
−HK$2,285/mo
Today · 4.125%
HK$88,534
baseline
▲ 0.50% · 4.625%
HK$93,201
+HK$4,667/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,068/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,603
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,421
−HK$2,864/mo
Today · 4.125%
HK$96,285
baseline
▲ 0.50% · 4.625%
HK$102,143
+HK$5,858/mo
Deposit HK$13.24M · loan HK$19.87M · min. income ≈ HK$192,570/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,795
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,498
−HK$2,743/mo
Today · 4.125%
HK$106,241
baseline
▲ 0.50% · 4.625%
HK$111,841
+HK$5,600/mo
Deposit HK$13.24M · loan HK$19.87M · min. income ≈ HK$212,482/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,704
−HK$6,628/mo
▼ 0.25% · 3.875%
HK$108,992
−HK$3,340/mo
Today · 4.125%
HK$112,332
baseline
▲ 0.50% · 4.625%
HK$119,167
+HK$6,835/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$224,664/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,594
−HK$6,353/mo
▼ 0.25% · 3.875%
HK$120,748
−HK$3,199/mo
Today · 4.125%
HK$123,947
baseline
▲ 0.50% · 4.625%
HK$130,481
+HK$6,534/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$247,894/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,905
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$140,132
−HK$4,295/mo
Today · 4.125%
HK$144,427
baseline
▲ 0.50% · 4.625%
HK$153,215
+HK$8,788/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,854/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,192
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,247
−HK$4,114/mo
Today · 4.125%
HK$159,361
baseline
▲ 0.50% · 4.625%
HK$167,761
+HK$8,400/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,722/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,236 · Scale 2, in force from 26 Feb 2026)