LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,506
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,855
−HK$2,386/mo
Today · 4.125%
HK$80,241
baseline
▲ 0.50% · 4.625%
HK$85,123
+HK$4,882/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,482/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,000
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,252
−HK$2,286/mo
Today · 4.125%
HK$88,538
baseline
▲ 0.50% · 4.625%
HK$93,205
+HK$4,667/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,076/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,607
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,425
−HK$2,864/mo
Today · 4.125%
HK$96,289
baseline
▲ 0.50% · 4.625%
HK$102,148
+HK$5,859/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,578/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,799
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,503
−HK$2,742/mo
Today · 4.125%
HK$106,245
baseline
▲ 0.50% · 4.625%
HK$111,846
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,490/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,708
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$108,996
−HK$3,341/mo
Today · 4.125%
HK$112,337
baseline
▲ 0.50% · 4.625%
HK$119,172
+HK$6,835/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$224,674/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,599
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,753
−HK$3,200/mo
Today · 4.125%
HK$123,953
baseline
▲ 0.50% · 4.625%
HK$130,487
+HK$6,534/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$247,906/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,911
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$140,138
−HK$4,295/mo
Today · 4.125%
HK$144,433
baseline
▲ 0.50% · 4.625%
HK$153,222
+HK$8,789/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,866/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,199
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,254
−HK$4,114/mo
Today · 4.125%
HK$159,368
baseline
▲ 0.50% · 4.625%
HK$167,768
+HK$8,400/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,736/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,298 · Scale 2, in force from 26 Feb 2026)