LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,506
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,855
−HK$2,386/mo
Today · 4.125%
HK$80,241
baseline
▲ 0.50% · 4.625%
HK$85,124
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,482/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,000
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,253
−HK$2,285/mo
Today · 4.125%
HK$88,538
baseline
▲ 0.50% · 4.625%
HK$93,205
+HK$4,667/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,076/mo (50% DSR)
Upfront cash ≈ HK$17.96M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,608
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,426
−HK$2,864/mo
Today · 4.125%
HK$96,290
baseline
▲ 0.50% · 4.625%
HK$102,149
+HK$5,859/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,580/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,800
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,504
−HK$2,742/mo
Today · 4.125%
HK$106,246
baseline
▲ 0.50% · 4.625%
HK$111,846
+HK$5,600/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,492/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,709
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$108,997
−HK$3,341/mo
Today · 4.125%
HK$112,338
baseline
▲ 0.50% · 4.625%
HK$119,173
+HK$6,835/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$224,676/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,600
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,754
−HK$3,200/mo
Today · 4.125%
HK$123,954
baseline
▲ 0.50% · 4.625%
HK$130,488
+HK$6,534/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$247,908/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,912
−HK$8,522/mo
▼ 0.25% · 3.875%
HK$140,139
−HK$4,295/mo
Today · 4.125%
HK$144,434
baseline
▲ 0.50% · 4.625%
HK$153,223
+HK$8,789/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,868/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,200
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,255
−HK$4,114/mo
Today · 4.125%
HK$159,369
baseline
▲ 0.50% · 4.625%
HK$167,770
+HK$8,401/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,738/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,308 · Scale 2, in force from 26 Feb 2026)