LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,512
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,861
−HK$2,386/mo
Today · 4.125%
HK$80,247
baseline
▲ 0.50% · 4.625%
HK$85,130
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,494/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,007
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,260
−HK$2,285/mo
Today · 4.125%
HK$88,545
baseline
▲ 0.50% · 4.625%
HK$93,213
+HK$4,668/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,090/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,615
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,433
−HK$2,864/mo
Today · 4.125%
HK$96,297
baseline
▲ 0.50% · 4.625%
HK$102,156
+HK$5,859/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,594/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,808
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,512
−HK$2,742/mo
Today · 4.125%
HK$106,254
baseline
▲ 0.50% · 4.625%
HK$111,855
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,508/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,717
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$109,005
−HK$3,341/mo
Today · 4.125%
HK$112,346
baseline
▲ 0.50% · 4.625%
HK$119,183
+HK$6,837/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$224,692/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,609
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,763
−HK$3,200/mo
Today · 4.125%
HK$123,963
baseline
▲ 0.50% · 4.625%
HK$130,498
+HK$6,535/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$247,926/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,922
−HK$8,523/mo
▼ 0.25% · 3.875%
HK$140,150
−HK$4,295/mo
Today · 4.125%
HK$144,445
baseline
▲ 0.50% · 4.625%
HK$153,235
+HK$8,790/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,890/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,212
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,267
−HK$4,114/mo
Today · 4.125%
HK$159,381
baseline
▲ 0.50% · 4.625%
HK$167,783
+HK$8,402/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,762/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,416 · Scale 2, in force from 26 Feb 2026)