LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,513
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,862
−HK$2,386/mo
Today · 4.125%
HK$80,248
baseline
▲ 0.50% · 4.625%
HK$85,131
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,496/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,007
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,260
−HK$2,286/mo
Today · 4.125%
HK$88,546
baseline
▲ 0.50% · 4.625%
HK$93,213
+HK$4,667/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,092/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,615
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,434
−HK$2,864/mo
Today · 4.125%
HK$96,298
baseline
▲ 0.50% · 4.625%
HK$102,157
+HK$5,859/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,596/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,809
−HK$5,446/mo
▼ 0.25% · 3.875%
HK$103,512
−HK$2,743/mo
Today · 4.125%
HK$106,255
baseline
▲ 0.50% · 4.625%
HK$111,856
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,510/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,718
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$109,006
−HK$3,341/mo
Today · 4.125%
HK$112,347
baseline
▲ 0.50% · 4.625%
HK$119,183
+HK$6,836/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$224,694/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,610
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,764
−HK$3,200/mo
Today · 4.125%
HK$123,964
baseline
▲ 0.50% · 4.625%
HK$130,499
+HK$6,535/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$247,928/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,923
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,151
−HK$4,296/mo
Today · 4.125%
HK$144,447
baseline
▲ 0.50% · 4.625%
HK$153,236
+HK$8,789/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,894/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,213
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,268
−HK$4,115/mo
Today · 4.125%
HK$159,383
baseline
▲ 0.50% · 4.625%
HK$167,784
+HK$8,401/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,766/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,427 · Scale 2, in force from 26 Feb 2026)