LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,514
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,863
−HK$2,387/mo
Today · 4.125%
HK$80,250
baseline
▲ 0.50% · 4.625%
HK$85,133
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,500/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,009
−HK$4,538/mo
▼ 0.25% · 3.875%
HK$86,262
−HK$2,285/mo
Today · 4.125%
HK$88,547
baseline
▲ 0.50% · 4.625%
HK$93,215
+HK$4,668/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,094/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,617
−HK$5,682/mo
▼ 0.25% · 3.875%
HK$93,436
−HK$2,863/mo
Today · 4.125%
HK$96,299
baseline
▲ 0.50% · 4.625%
HK$102,159
+HK$5,860/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,598/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,810
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,514
−HK$2,743/mo
Today · 4.125%
HK$106,257
baseline
▲ 0.50% · 4.625%
HK$111,858
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,514/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,720
−HK$6,629/mo
▼ 0.25% · 3.875%
HK$109,008
−HK$3,341/mo
Today · 4.125%
HK$112,349
baseline
▲ 0.50% · 4.625%
HK$119,186
+HK$6,837/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$224,698/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,612
−HK$6,354/mo
▼ 0.25% · 3.875%
HK$120,767
−HK$3,199/mo
Today · 4.125%
HK$123,966
baseline
▲ 0.50% · 4.625%
HK$130,501
+HK$6,535/mo
Deposit HK$9.93M · loan HK$23.18M · min. income ≈ HK$247,932/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,925
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,154
−HK$4,295/mo
Today · 4.125%
HK$144,449
baseline
▲ 0.50% · 4.625%
HK$153,239
+HK$8,790/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$288,898/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,216
−HK$8,169/mo
▼ 0.25% · 3.875%
HK$155,271
−HK$4,114/mo
Today · 4.125%
HK$159,385
baseline
▲ 0.50% · 4.625%
HK$167,787
+HK$8,402/mo
Deposit HK$3.31M · loan HK$29.80M · min. income ≈ HK$318,770/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,452 · Scale 2, in force from 26 Feb 2026)