LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,517
−HK$4,735/mo
▼ 0.25% · 3.875%
HK$77,866
−HK$2,386/mo
Today · 4.125%
HK$80,252
baseline
▲ 0.50% · 4.625%
HK$85,135
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,504/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,012
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,265
−HK$2,286/mo
Today · 4.125%
HK$88,551
baseline
▲ 0.50% · 4.625%
HK$93,218
+HK$4,667/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,102/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,620
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,439
−HK$2,864/mo
Today · 4.125%
HK$96,303
baseline
▲ 0.50% · 4.625%
HK$102,163
+HK$5,860/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,606/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,814
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,518
−HK$2,743/mo
Today · 4.125%
HK$106,261
baseline
▲ 0.50% · 4.625%
HK$111,862
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,522/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,723
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,012
−HK$3,341/mo
Today · 4.125%
HK$112,353
baseline
▲ 0.50% · 4.625%
HK$119,190
+HK$6,837/mo
Deposit HK$9.94M · loan HK$23.18M · min. income ≈ HK$224,706/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,616
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$120,771
−HK$3,200/mo
Today · 4.125%
HK$123,971
baseline
▲ 0.50% · 4.625%
HK$130,505
+HK$6,534/mo
Deposit HK$9.94M · loan HK$23.18M · min. income ≈ HK$247,942/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,930
−HK$8,524/mo
▼ 0.25% · 3.875%
HK$140,158
−HK$4,296/mo
Today · 4.125%
HK$144,454
baseline
▲ 0.50% · 4.625%
HK$153,244
+HK$8,790/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$288,908/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,221
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,277
−HK$4,114/mo
Today · 4.125%
HK$159,391
baseline
▲ 0.50% · 4.625%
HK$167,793
+HK$8,402/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$318,782/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,501 · Scale 2, in force from 26 Feb 2026)