LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,517
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,866
−HK$2,387/mo
Today · 4.125%
HK$80,253
baseline
▲ 0.50% · 4.625%
HK$85,136
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,506/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,012
−HK$4,539/mo
▼ 0.25% · 3.875%
HK$86,266
−HK$2,285/mo
Today · 4.125%
HK$88,551
baseline
▲ 0.50% · 4.625%
HK$93,219
+HK$4,668/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,102/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,621
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,440
−HK$2,864/mo
Today · 4.125%
HK$96,304
baseline
▲ 0.50% · 4.625%
HK$102,164
+HK$5,860/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,608/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,815
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,519
−HK$2,743/mo
Today · 4.125%
HK$106,262
baseline
▲ 0.50% · 4.625%
HK$111,863
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,524/mo (50% DSR)
Upfront cash ≈ HK$14.65M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,724
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,013
−HK$3,341/mo
Today · 4.125%
HK$112,354
baseline
▲ 0.50% · 4.625%
HK$119,191
+HK$6,837/mo
Deposit HK$9.94M · loan HK$23.18M · min. income ≈ HK$224,708/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,617
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$120,772
−HK$3,200/mo
Today · 4.125%
HK$123,972
baseline
▲ 0.50% · 4.625%
HK$130,507
+HK$6,535/mo
Deposit HK$9.94M · loan HK$23.18M · min. income ≈ HK$247,944/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,931
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,160
−HK$4,296/mo
Today · 4.125%
HK$144,456
baseline
▲ 0.50% · 4.625%
HK$153,245
+HK$8,789/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$288,912/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,222
−HK$8,170/mo
▼ 0.25% · 3.875%
HK$155,278
−HK$4,114/mo
Today · 4.125%
HK$159,392
baseline
▲ 0.50% · 4.625%
HK$167,794
+HK$8,402/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$318,784/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,514 · Scale 2, in force from 26 Feb 2026)