LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,522
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,871
−HK$2,387/mo
Today · 4.125%
HK$80,258
baseline
▲ 0.50% · 4.625%
HK$85,141
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,516/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,017
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,271
−HK$2,286/mo
Today · 4.125%
HK$88,557
baseline
▲ 0.50% · 4.625%
HK$93,224
+HK$4,667/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,114/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,626
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,445
−HK$2,864/mo
Today · 4.125%
HK$96,309
baseline
▲ 0.50% · 4.625%
HK$102,170
+HK$5,861/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,618/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,821
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,525
−HK$2,743/mo
Today · 4.125%
HK$106,268
baseline
▲ 0.50% · 4.625%
HK$111,869
+HK$5,601/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,536/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,731
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,019
−HK$3,342/mo
Today · 4.125%
HK$112,361
baseline
▲ 0.50% · 4.625%
HK$119,198
+HK$6,837/mo
Deposit HK$9.94M · loan HK$23.18M · min. income ≈ HK$224,722/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,624
−HK$6,355/mo
▼ 0.25% · 3.875%
HK$120,779
−HK$3,200/mo
Today · 4.125%
HK$123,979
baseline
▲ 0.50% · 4.625%
HK$130,514
+HK$6,535/mo
Deposit HK$9.94M · loan HK$23.18M · min. income ≈ HK$247,958/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,939
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,168
−HK$4,296/mo
Today · 4.125%
HK$144,464
baseline
▲ 0.50% · 4.625%
HK$153,254
+HK$8,790/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$288,928/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,231
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,287
−HK$4,115/mo
Today · 4.125%
HK$159,402
baseline
▲ 0.50% · 4.625%
HK$167,804
+HK$8,402/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$318,804/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,597 · Scale 2, in force from 26 Feb 2026)