LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,528
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,878
−HK$2,387/mo
Today · 4.125%
HK$80,265
baseline
▲ 0.50% · 4.625%
HK$85,148
+HK$4,883/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,530/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,024
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,278
−HK$2,286/mo
Today · 4.125%
HK$88,564
baseline
▲ 0.50% · 4.625%
HK$93,232
+HK$4,668/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,128/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,634
−HK$5,683/mo
▼ 0.25% · 3.875%
HK$93,453
−HK$2,864/mo
Today · 4.125%
HK$96,317
baseline
▲ 0.50% · 4.625%
HK$102,178
+HK$5,861/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,634/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,829
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,534
−HK$2,743/mo
Today · 4.125%
HK$106,277
baseline
▲ 0.50% · 4.625%
HK$111,879
+HK$5,602/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,554/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,740
−HK$6,630/mo
▼ 0.25% · 3.875%
HK$109,029
−HK$3,341/mo
Today · 4.125%
HK$112,370
baseline
▲ 0.50% · 4.625%
HK$119,208
+HK$6,838/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,740/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,634
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$120,789
−HK$3,201/mo
Today · 4.125%
HK$123,990
baseline
▲ 0.50% · 4.625%
HK$130,525
+HK$6,535/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$247,980/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,951
−HK$8,525/mo
▼ 0.25% · 3.875%
HK$140,180
−HK$4,296/mo
Today · 4.125%
HK$144,476
baseline
▲ 0.50% · 4.625%
HK$153,267
+HK$8,791/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$288,952/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,244
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,300
−HK$4,115/mo
Today · 4.125%
HK$159,415
baseline
▲ 0.50% · 4.625%
HK$167,818
+HK$8,403/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$318,830/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,716 · Scale 2, in force from 26 Feb 2026)