LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,530
−HK$4,736/mo
▼ 0.25% · 3.875%
HK$77,880
−HK$2,386/mo
Today · 4.125%
HK$80,266
baseline
▲ 0.50% · 4.625%
HK$85,151
+HK$4,885/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,532/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,026
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,280
−HK$2,286/mo
Today · 4.125%
HK$88,566
baseline
▲ 0.50% · 4.625%
HK$93,235
+HK$4,669/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,132/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,636
−HK$5,684/mo
▼ 0.25% · 3.875%
HK$93,455
−HK$2,865/mo
Today · 4.125%
HK$96,320
baseline
▲ 0.50% · 4.625%
HK$102,181
+HK$5,861/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$192,640/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,832
−HK$5,447/mo
▼ 0.25% · 3.875%
HK$103,536
−HK$2,743/mo
Today · 4.125%
HK$106,279
baseline
▲ 0.50% · 4.625%
HK$111,882
+HK$5,603/mo
Deposit HK$13.25M · loan HK$19.87M · min. income ≈ HK$212,558/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,742
−HK$6,631/mo
▼ 0.25% · 3.875%
HK$109,031
−HK$3,342/mo
Today · 4.125%
HK$112,373
baseline
▲ 0.50% · 4.625%
HK$119,211
+HK$6,838/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,746/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,637
−HK$6,356/mo
▼ 0.25% · 3.875%
HK$120,792
−HK$3,201/mo
Today · 4.125%
HK$123,993
baseline
▲ 0.50% · 4.625%
HK$130,528
+HK$6,535/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$247,986/mo (50% DSR)
Upfront cash ≈ HK$11.34M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,954
−HK$8,526/mo
▼ 0.25% · 3.875%
HK$140,183
−HK$4,297/mo
Today · 4.125%
HK$144,480
baseline
▲ 0.50% · 4.625%
HK$153,271
+HK$8,791/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$288,960/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,248
−HK$8,171/mo
▼ 0.25% · 3.875%
HK$155,304
−HK$4,115/mo
Today · 4.125%
HK$159,419
baseline
▲ 0.50% · 4.625%
HK$167,822
+HK$8,403/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$318,838/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,749 · Scale 2, in force from 26 Feb 2026)