LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,539
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,888
−HK$2,388/mo
Today · 4.125%
HK$80,276
baseline
▲ 0.50% · 4.625%
HK$85,160
+HK$4,884/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$160,552/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,036
−HK$4,540/mo
▼ 0.25% · 3.875%
HK$86,290
−HK$2,286/mo
Today · 4.125%
HK$88,576
baseline
▲ 0.50% · 4.625%
HK$93,245
+HK$4,669/mo
Deposit HK$16.56M · loan HK$16.56M · min. income ≈ HK$177,152/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,646
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,466
−HK$2,865/mo
Today · 4.125%
HK$96,331
baseline
▲ 0.50% · 4.625%
HK$102,192
+HK$5,861/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,662/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,843
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,548
−HK$2,743/mo
Today · 4.125%
HK$106,291
baseline
▲ 0.50% · 4.625%
HK$111,894
+HK$5,603/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,582/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,754
−HK$6,632/mo
▼ 0.25% · 3.875%
HK$109,044
−HK$3,342/mo
Today · 4.125%
HK$112,386
baseline
▲ 0.50% · 4.625%
HK$119,224
+HK$6,838/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,772/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,650
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$120,806
−HK$3,201/mo
Today · 4.125%
HK$124,007
baseline
▲ 0.50% · 4.625%
HK$130,543
+HK$6,536/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,014/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,969
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,199
−HK$4,297/mo
Today · 4.125%
HK$144,496
baseline
▲ 0.50% · 4.625%
HK$153,288
+HK$8,792/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$288,992/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,265
−HK$8,172/mo
▼ 0.25% · 3.875%
HK$155,322
−HK$4,115/mo
Today · 4.125%
HK$159,437
baseline
▲ 0.50% · 4.625%
HK$167,841
+HK$8,404/mo
Deposit HK$3.31M · loan HK$29.81M · min. income ≈ HK$318,874/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,407,908 · Scale 2, in force from 26 Feb 2026)