LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,549
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,899
−HK$2,387/mo
Today · 4.125%
HK$80,286
baseline
▲ 0.50% · 4.625%
HK$85,171
+HK$4,885/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,572/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,047
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,301
−HK$2,287/mo
Today · 4.125%
HK$88,588
baseline
▲ 0.50% · 4.625%
HK$93,257
+HK$4,669/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,176/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,658
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,478
−HK$2,865/mo
Today · 4.125%
HK$96,343
baseline
▲ 0.50% · 4.625%
HK$102,206
+HK$5,863/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,686/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,857
−HK$5,448/mo
▼ 0.25% · 3.875%
HK$103,561
−HK$2,744/mo
Today · 4.125%
HK$106,305
baseline
▲ 0.50% · 4.625%
HK$111,909
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,610/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,768
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,058
−HK$3,343/mo
Today · 4.125%
HK$112,401
baseline
▲ 0.50% · 4.625%
HK$119,240
+HK$6,839/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,802/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,666
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$120,822
−HK$3,201/mo
Today · 4.125%
HK$124,023
baseline
▲ 0.50% · 4.625%
HK$130,560
+HK$6,537/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,046/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,988
−HK$8,527/mo
▼ 0.25% · 3.875%
HK$140,218
−HK$4,297/mo
Today · 4.125%
HK$144,515
baseline
▲ 0.50% · 4.625%
HK$153,309
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,030/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,285
−HK$8,173/mo
▼ 0.25% · 3.875%
HK$155,342
−HK$4,116/mo
Today · 4.125%
HK$159,458
baseline
▲ 0.50% · 4.625%
HK$167,863
+HK$8,405/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,916/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,095 · Scale 2, in force from 26 Feb 2026)