LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,550
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,900
−HK$2,388/mo
Today · 4.125%
HK$80,288
baseline
▲ 0.50% · 4.625%
HK$85,173
+HK$4,885/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,576/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,049
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,303
−HK$2,287/mo
Today · 4.125%
HK$88,590
baseline
▲ 0.50% · 4.625%
HK$93,259
+HK$4,669/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,180/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,660
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,480
−HK$2,865/mo
Today · 4.125%
HK$96,345
baseline
▲ 0.50% · 4.625%
HK$102,208
+HK$5,863/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,690/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,859
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,564
−HK$2,744/mo
Today · 4.125%
HK$106,308
baseline
▲ 0.50% · 4.625%
HK$111,911
+HK$5,603/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,616/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,770
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,060
−HK$3,343/mo
Today · 4.125%
HK$112,403
baseline
▲ 0.50% · 4.625%
HK$119,242
+HK$6,839/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,806/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,668
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,824
−HK$3,202/mo
Today · 4.125%
HK$124,026
baseline
▲ 0.50% · 4.625%
HK$130,563
+HK$6,537/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,052/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,990
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,220
−HK$4,298/mo
Today · 4.125%
HK$144,518
baseline
▲ 0.50% · 4.625%
HK$153,312
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,036/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,288
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,345
−HK$4,117/mo
Today · 4.125%
HK$159,462
baseline
▲ 0.50% · 4.625%
HK$167,867
+HK$8,405/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,924/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,125 · Scale 2, in force from 26 Feb 2026)