LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,553
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,903
−HK$2,387/mo
Today · 4.125%
HK$80,290
baseline
▲ 0.50% · 4.625%
HK$85,176
+HK$4,886/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,580/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,052
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,306
−HK$2,287/mo
Today · 4.125%
HK$88,593
baseline
▲ 0.50% · 4.625%
HK$93,262
+HK$4,669/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,186/mo (50% DSR)
Upfront cash ≈ HK$17.97M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,663
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,483
−HK$2,865/mo
Today · 4.125%
HK$96,348
baseline
▲ 0.50% · 4.625%
HK$102,211
+HK$5,863/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,696/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,862
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,567
−HK$2,744/mo
Today · 4.125%
HK$106,311
baseline
▲ 0.50% · 4.625%
HK$111,915
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,622/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,774
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,064
−HK$3,343/mo
Today · 4.125%
HK$112,407
baseline
▲ 0.50% · 4.625%
HK$119,246
+HK$6,839/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,814/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,672
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,828
−HK$3,202/mo
Today · 4.125%
HK$124,030
baseline
▲ 0.50% · 4.625%
HK$130,567
+HK$6,537/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,060/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,995
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,225
−HK$4,298/mo
Today · 4.125%
HK$144,523
baseline
▲ 0.50% · 4.625%
HK$153,317
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,046/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,293
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,350
−HK$4,117/mo
Today · 4.125%
HK$159,467
baseline
▲ 0.50% · 4.625%
HK$167,872
+HK$8,405/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,934/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,169 · Scale 2, in force from 26 Feb 2026)