LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,554
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$77,904
−HK$2,387/mo
Today · 4.125%
HK$80,291
baseline
▲ 0.50% · 4.625%
HK$85,177
+HK$4,886/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,582/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,053
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,307
−HK$2,287/mo
Today · 4.125%
HK$88,594
baseline
▲ 0.50% · 4.625%
HK$93,264
+HK$4,670/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,188/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,664
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,485
−HK$2,865/mo
Today · 4.125%
HK$96,350
baseline
▲ 0.50% · 4.625%
HK$102,212
+HK$5,862/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,700/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,863
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,568
−HK$2,744/mo
Today · 4.125%
HK$106,312
baseline
▲ 0.50% · 4.625%
HK$111,916
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,624/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,775
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,065
−HK$3,343/mo
Today · 4.125%
HK$112,408
baseline
▲ 0.50% · 4.625%
HK$119,248
+HK$6,840/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,816/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,674
−HK$6,357/mo
▼ 0.25% · 3.875%
HK$120,830
−HK$3,201/mo
Today · 4.125%
HK$124,031
baseline
▲ 0.50% · 4.625%
HK$130,569
+HK$6,538/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,062/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,997
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,227
−HK$4,298/mo
Today · 4.125%
HK$144,525
baseline
▲ 0.50% · 4.625%
HK$153,319
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,050/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,295
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,352
−HK$4,117/mo
Today · 4.125%
HK$159,469
baseline
▲ 0.50% · 4.625%
HK$167,875
+HK$8,406/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,938/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,188 · Scale 2, in force from 26 Feb 2026)