LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,555
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,905
−HK$2,388/mo
Today · 4.125%
HK$80,293
baseline
▲ 0.50% · 4.625%
HK$85,179
+HK$4,886/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,586/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,054
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,309
−HK$2,286/mo
Today · 4.125%
HK$88,595
baseline
▲ 0.50% · 4.625%
HK$93,265
+HK$4,670/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,190/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,666
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,486
−HK$2,866/mo
Today · 4.125%
HK$96,352
baseline
▲ 0.50% · 4.625%
HK$102,214
+HK$5,862/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,704/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,865
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,570
−HK$2,745/mo
Today · 4.125%
HK$106,315
baseline
▲ 0.50% · 4.625%
HK$111,919
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,630/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,777
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,067
−HK$3,343/mo
Today · 4.125%
HK$112,410
baseline
▲ 0.50% · 4.625%
HK$119,250
+HK$6,840/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,820/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,676
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,832
−HK$3,202/mo
Today · 4.125%
HK$124,034
baseline
▲ 0.50% · 4.625%
HK$130,572
+HK$6,538/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,068/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$135,999
−HK$8,528/mo
▼ 0.25% · 3.875%
HK$140,229
−HK$4,298/mo
Today · 4.125%
HK$144,527
baseline
▲ 0.50% · 4.625%
HK$153,322
+HK$8,795/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,054/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,298
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,355
−HK$4,117/mo
Today · 4.125%
HK$159,472
baseline
▲ 0.50% · 4.625%
HK$167,878
+HK$8,406/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,944/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,215 · Scale 2, in force from 26 Feb 2026)