LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,556
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,907
−HK$2,387/mo
Today · 4.125%
HK$80,294
baseline
▲ 0.50% · 4.625%
HK$85,180
+HK$4,886/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,588/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,056
−HK$4,541/mo
▼ 0.25% · 3.875%
HK$86,310
−HK$2,287/mo
Today · 4.125%
HK$88,597
baseline
▲ 0.50% · 4.625%
HK$93,267
+HK$4,670/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,194/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,668
−HK$5,685/mo
▼ 0.25% · 3.875%
HK$93,488
−HK$2,865/mo
Today · 4.125%
HK$96,353
baseline
▲ 0.50% · 4.625%
HK$102,216
+HK$5,863/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,706/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,867
−HK$5,449/mo
▼ 0.25% · 3.875%
HK$103,572
−HK$2,744/mo
Today · 4.125%
HK$106,316
baseline
▲ 0.50% · 4.625%
HK$111,920
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,632/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,779
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,069
−HK$3,343/mo
Today · 4.125%
HK$112,412
baseline
▲ 0.50% · 4.625%
HK$119,252
+HK$6,840/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,824/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,678
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,834
−HK$3,202/mo
Today · 4.125%
HK$124,036
baseline
▲ 0.50% · 4.625%
HK$130,574
+HK$6,538/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,072/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,001
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,232
−HK$4,298/mo
Today · 4.125%
HK$144,530
baseline
▲ 0.50% · 4.625%
HK$153,324
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,060/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,300
−HK$8,174/mo
▼ 0.25% · 3.875%
HK$155,358
−HK$4,116/mo
Today · 4.125%
HK$159,474
baseline
▲ 0.50% · 4.625%
HK$167,880
+HK$8,406/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,948/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,238 · Scale 2, in force from 26 Feb 2026)