LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,557
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,907
−HK$2,388/mo
Today · 4.125%
HK$80,295
baseline
▲ 0.50% · 4.625%
HK$85,181
+HK$4,886/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,590/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,056
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,311
−HK$2,287/mo
Today · 4.125%
HK$88,598
baseline
▲ 0.50% · 4.625%
HK$93,268
+HK$4,670/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,196/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,668
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,488
−HK$2,866/mo
Today · 4.125%
HK$96,354
baseline
▲ 0.50% · 4.625%
HK$102,217
+HK$5,863/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,708/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,867
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,573
−HK$2,744/mo
Today · 4.125%
HK$106,317
baseline
▲ 0.50% · 4.625%
HK$111,921
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,634/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,780
−HK$6,633/mo
▼ 0.25% · 3.875%
HK$109,070
−HK$3,343/mo
Today · 4.125%
HK$112,413
baseline
▲ 0.50% · 4.625%
HK$119,253
+HK$6,840/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$224,826/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,679
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,835
−HK$3,202/mo
Today · 4.125%
HK$124,037
baseline
▲ 0.50% · 4.625%
HK$130,575
+HK$6,538/mo
Deposit HK$9.94M · loan HK$23.19M · min. income ≈ HK$248,074/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,002
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,233
−HK$4,298/mo
Today · 4.125%
HK$144,531
baseline
▲ 0.50% · 4.625%
HK$153,325
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,062/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,301
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$155,359
−HK$4,117/mo
Today · 4.125%
HK$159,476
baseline
▲ 0.50% · 4.625%
HK$167,882
+HK$8,406/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,952/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,248 · Scale 2, in force from 26 Feb 2026)