LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,559
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,910
−HK$2,388/mo
Today · 4.125%
HK$80,298
baseline
▲ 0.50% · 4.625%
HK$85,184
+HK$4,886/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,596/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,059
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,314
−HK$2,287/mo
Today · 4.125%
HK$88,601
baseline
▲ 0.50% · 4.625%
HK$93,271
+HK$4,670/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,202/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,671
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,492
−HK$2,865/mo
Today · 4.125%
HK$96,357
baseline
▲ 0.50% · 4.625%
HK$102,220
+HK$5,863/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$192,714/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,871
−HK$5,450/mo
▼ 0.25% · 3.875%
HK$103,576
−HK$2,745/mo
Today · 4.125%
HK$106,321
baseline
▲ 0.50% · 4.625%
HK$111,925
+HK$5,604/mo
Deposit HK$13.25M · loan HK$19.88M · min. income ≈ HK$212,642/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,783
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$109,074
−HK$3,343/mo
Today · 4.125%
HK$112,417
baseline
▲ 0.50% · 4.625%
HK$119,257
+HK$6,840/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,834/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,683
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,839
−HK$3,202/mo
Today · 4.125%
HK$124,041
baseline
▲ 0.50% · 4.625%
HK$130,579
+HK$6,538/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,082/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,007
−HK$8,529/mo
▼ 0.25% · 3.875%
HK$140,238
−HK$4,298/mo
Today · 4.125%
HK$144,536
baseline
▲ 0.50% · 4.625%
HK$153,330
+HK$8,794/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$289,072/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,306
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$155,364
−HK$4,117/mo
Today · 4.125%
HK$159,481
baseline
▲ 0.50% · 4.625%
HK$167,887
+HK$8,406/mo
Deposit HK$3.31M · loan HK$29.82M · min. income ≈ HK$318,962/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,296 · Scale 2, in force from 26 Feb 2026)