LTV · monthly repayment
▼ 0.50% · 3.625%
HK$755,602
−HK$47,383/mo
▼ 0.25% · 3.875%
HK$779,105
−HK$23,880/mo
Today · 4.125%
HK$802,985
baseline
▲ 0.50% · 4.625%
HK$851,844
+HK$48,859/mo
Deposit HK$165.68M · loan HK$165.68M · min. income ≈ HK$1,605,970/mo (50% DSR)
Upfront cash ≈ HK$187.22M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$840,599
−HK$45,415/mo
▼ 0.25% · 3.875%
HK$863,144
−HK$22,870/mo
Today · 4.125%
HK$886,014
baseline
▲ 0.50% · 4.625%
HK$932,717
+HK$46,703/mo
Deposit HK$165.68M · loan HK$165.68M · min. income ≈ HK$1,772,028/mo (50% DSR)
Upfront cash ≈ HK$187.22M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$906,722
−HK$56,859/mo
▼ 0.25% · 3.875%
HK$934,926
−HK$28,655/mo
Today · 4.125%
HK$963,581
baseline
▲ 0.50% · 4.625%
HK$1,022,213
+HK$58,632/mo
Deposit HK$132.55M · loan HK$198.82M · min. income ≈ HK$1,927,162/mo (50% DSR)
Upfront cash ≈ HK$154.09M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,008,719
−HK$54,498/mo
▼ 0.25% · 3.875%
HK$1,035,772
−HK$27,445/mo
Today · 4.125%
HK$1,063,217
baseline
▲ 0.50% · 4.625%
HK$1,119,261
+HK$56,044/mo
Deposit HK$132.55M · loan HK$198.82M · min. income ≈ HK$2,126,434/mo (50% DSR)
Upfront cash ≈ HK$154.09M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,057,842
−HK$66,336/mo
▼ 0.25% · 3.875%
HK$1,090,747
−HK$33,431/mo
Today · 4.125%
HK$1,124,178
baseline
▲ 0.50% · 4.625%
HK$1,192,582
+HK$68,404/mo
Deposit HK$99.41M · loan HK$231.96M · min. income ≈ HK$2,248,356/mo (50% DSR)
Upfront cash ≈ HK$120.95M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,176,839
−HK$63,581/mo
▼ 0.25% · 3.875%
HK$1,208,401
−HK$32,019/mo
Today · 4.125%
HK$1,240,420
baseline
▲ 0.50% · 4.625%
HK$1,305,804
+HK$65,384/mo
Deposit HK$99.41M · loan HK$231.96M · min. income ≈ HK$2,480,840/mo (50% DSR)
Upfront cash ≈ HK$120.95M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,360,083
−HK$85,289/mo
▼ 0.25% · 3.875%
HK$1,402,389
−HK$42,983/mo
Today · 4.125%
HK$1,445,372
baseline
▲ 0.50% · 4.625%
HK$1,533,320
+HK$87,948/mo
Deposit HK$33.14M · loan HK$298.23M · min. income ≈ HK$2,890,744/mo (50% DSR)
Upfront cash ≈ HK$54.68M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,513,079
−HK$81,747/mo
▼ 0.25% · 3.875%
HK$1,553,659
−HK$41,167/mo
Today · 4.125%
HK$1,594,826
baseline
▲ 0.50% · 4.625%
HK$1,678,891
+HK$84,065/mo
Deposit HK$33.14M · loan HK$298.23M · min. income ≈ HK$3,189,652/mo (50% DSR)
Upfront cash ≈ HK$54.68M (deposit + AVD stamp duty HK$21,538,853 · Scale 2, in force from 26 Feb 2026)