LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,566
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$77,916
−HK$2,388/mo
Today · 4.125%
HK$80,304
baseline
▲ 0.50% · 4.625%
HK$85,191
+HK$4,887/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,608/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,066
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,321
−HK$2,287/mo
Today · 4.125%
HK$88,608
baseline
▲ 0.50% · 4.625%
HK$93,279
+HK$4,671/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,216/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,679
−HK$5,686/mo
▼ 0.25% · 3.875%
HK$93,500
−HK$2,865/mo
Today · 4.125%
HK$96,365
baseline
▲ 0.50% · 4.625%
HK$102,229
+HK$5,864/mo
Deposit HK$13.26M · loan HK$19.88M · min. income ≈ HK$192,730/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,879
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,585
−HK$2,745/mo
Today · 4.125%
HK$106,330
baseline
▲ 0.50% · 4.625%
HK$111,934
+HK$5,604/mo
Deposit HK$13.26M · loan HK$19.88M · min. income ≈ HK$212,660/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,792
−HK$6,634/mo
▼ 0.25% · 3.875%
HK$109,083
−HK$3,343/mo
Today · 4.125%
HK$112,426
baseline
▲ 0.50% · 4.625%
HK$119,267
+HK$6,841/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,852/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,693
−HK$6,358/mo
▼ 0.25% · 3.875%
HK$120,849
−HK$3,202/mo
Today · 4.125%
HK$124,051
baseline
▲ 0.50% · 4.625%
HK$130,590
+HK$6,539/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,102/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,018
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$140,249
−HK$4,299/mo
Today · 4.125%
HK$144,548
baseline
▲ 0.50% · 4.625%
HK$153,343
+HK$8,795/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,096/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,319
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$155,377
−HK$4,117/mo
Today · 4.125%
HK$159,494
baseline
▲ 0.50% · 4.625%
HK$167,902
+HK$8,408/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$318,988/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,415 · Scale 2, in force from 26 Feb 2026)