LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,570
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,921
−HK$2,388/mo
Today · 4.125%
HK$80,309
baseline
▲ 0.50% · 4.625%
HK$85,196
+HK$4,887/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,618/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,071
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,326
−HK$2,287/mo
Today · 4.125%
HK$88,613
baseline
▲ 0.50% · 4.625%
HK$93,284
+HK$4,671/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,226/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,684
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,505
−HK$2,866/mo
Today · 4.125%
HK$96,371
baseline
▲ 0.50% · 4.625%
HK$102,235
+HK$5,864/mo
Deposit HK$13.26M · loan HK$19.88M · min. income ≈ HK$192,742/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,885
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,591
−HK$2,745/mo
Today · 4.125%
HK$106,336
baseline
▲ 0.50% · 4.625%
HK$111,941
+HK$5,605/mo
Deposit HK$13.26M · loan HK$19.88M · min. income ≈ HK$212,672/mo (50% DSR)
Upfront cash ≈ HK$14.66M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,798
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,089
−HK$3,344/mo
Today · 4.125%
HK$112,433
baseline
▲ 0.50% · 4.625%
HK$119,274
+HK$6,841/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,866/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,700
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,856
−HK$3,203/mo
Today · 4.125%
HK$124,059
baseline
▲ 0.50% · 4.625%
HK$130,598
+HK$6,539/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,118/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,027
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$140,258
−HK$4,299/mo
Today · 4.125%
HK$144,557
baseline
▲ 0.50% · 4.625%
HK$153,353
+HK$8,796/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,114/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,328
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$155,387
−HK$4,117/mo
Today · 4.125%
HK$159,504
baseline
▲ 0.50% · 4.625%
HK$167,912
+HK$8,408/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,008/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,500 · Scale 2, in force from 26 Feb 2026)