LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,571
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,922
−HK$2,388/mo
Today · 4.125%
HK$80,310
baseline
▲ 0.50% · 4.625%
HK$85,197
+HK$4,887/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,620/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,072
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,327
−HK$2,287/mo
Today · 4.125%
HK$88,614
baseline
▲ 0.50% · 4.625%
HK$93,285
+HK$4,671/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,228/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,685
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,506
−HK$2,866/mo
Today · 4.125%
HK$96,372
baseline
▲ 0.50% · 4.625%
HK$102,236
+HK$5,864/mo
Deposit HK$13.26M · loan HK$19.88M · min. income ≈ HK$192,744/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,886
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,592
−HK$2,745/mo
Today · 4.125%
HK$106,337
baseline
▲ 0.50% · 4.625%
HK$111,942
+HK$5,605/mo
Deposit HK$13.26M · loan HK$19.88M · min. income ≈ HK$212,674/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,799
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,090
−HK$3,344/mo
Today · 4.125%
HK$112,434
baseline
▲ 0.50% · 4.625%
HK$119,275
+HK$6,841/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,868/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,701
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,857
−HK$3,203/mo
Today · 4.125%
HK$124,060
baseline
▲ 0.50% · 4.625%
HK$130,599
+HK$6,539/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,120/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,028
−HK$8,530/mo
▼ 0.25% · 3.875%
HK$140,259
−HK$4,299/mo
Today · 4.125%
HK$144,558
baseline
▲ 0.50% · 4.625%
HK$153,354
+HK$8,796/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,116/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,330
−HK$8,175/mo
▼ 0.25% · 3.875%
HK$155,388
−HK$4,117/mo
Today · 4.125%
HK$159,505
baseline
▲ 0.50% · 4.625%
HK$167,913
+HK$8,408/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,010/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,512 · Scale 2, in force from 26 Feb 2026)