LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,576
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,927
−HK$2,388/mo
Today · 4.125%
HK$80,315
baseline
▲ 0.50% · 4.625%
HK$85,203
+HK$4,888/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,630/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,078
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,333
−HK$2,287/mo
Today · 4.125%
HK$88,620
baseline
▲ 0.50% · 4.625%
HK$93,292
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,240/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,691
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,512
−HK$2,867/mo
Today · 4.125%
HK$96,379
baseline
▲ 0.50% · 4.625%
HK$102,243
+HK$5,864/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,758/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,893
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,599
−HK$2,745/mo
Today · 4.125%
HK$106,344
baseline
▲ 0.50% · 4.625%
HK$111,950
+HK$5,606/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,688/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,807
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,098
−HK$3,344/mo
Today · 4.125%
HK$112,442
baseline
▲ 0.50% · 4.625%
HK$119,284
+HK$6,842/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,884/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,709
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,866
−HK$3,202/mo
Today · 4.125%
HK$124,068
baseline
▲ 0.50% · 4.625%
HK$130,608
+HK$6,540/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,136/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,037
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$140,269
−HK$4,299/mo
Today · 4.125%
HK$144,568
baseline
▲ 0.50% · 4.625%
HK$153,365
+HK$8,797/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,136/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,340
−HK$8,176/mo
▼ 0.25% · 3.875%
HK$155,399
−HK$4,117/mo
Today · 4.125%
HK$159,516
baseline
▲ 0.50% · 4.625%
HK$167,925
+HK$8,409/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,032/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,609 · Scale 2, in force from 26 Feb 2026)