LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,579
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,930
−HK$2,389/mo
Today · 4.125%
HK$80,319
baseline
▲ 0.50% · 4.625%
HK$85,206
+HK$4,887/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,638/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,081
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,336
−HK$2,288/mo
Today · 4.125%
HK$88,624
baseline
▲ 0.50% · 4.625%
HK$93,295
+HK$4,671/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,248/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,695
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,516
−HK$2,866/mo
Today · 4.125%
HK$96,382
baseline
▲ 0.50% · 4.625%
HK$102,247
+HK$5,865/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,764/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,897
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,603
−HK$2,746/mo
Today · 4.125%
HK$106,349
baseline
▲ 0.50% · 4.625%
HK$111,954
+HK$5,605/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,698/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,811
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,102
−HK$3,344/mo
Today · 4.125%
HK$112,446
baseline
▲ 0.50% · 4.625%
HK$119,288
+HK$6,842/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,892/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,714
−HK$6,359/mo
▼ 0.25% · 3.875%
HK$120,871
−HK$3,202/mo
Today · 4.125%
HK$124,073
baseline
▲ 0.50% · 4.625%
HK$130,613
+HK$6,540/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,146/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,043
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$140,274
−HK$4,300/mo
Today · 4.125%
HK$144,574
baseline
▲ 0.50% · 4.625%
HK$153,371
+HK$8,797/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,148/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,346
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,405
−HK$4,118/mo
Today · 4.125%
HK$159,523
baseline
▲ 0.50% · 4.625%
HK$167,931
+HK$8,408/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,046/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,665 · Scale 2, in force from 26 Feb 2026)