LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,580
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,931
−HK$2,388/mo
Today · 4.125%
HK$80,319
baseline
▲ 0.50% · 4.625%
HK$85,206
+HK$4,887/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,638/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,082
−HK$4,542/mo
▼ 0.25% · 3.875%
HK$86,337
−HK$2,287/mo
Today · 4.125%
HK$88,624
baseline
▲ 0.50% · 4.625%
HK$93,296
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,248/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,695
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,517
−HK$2,866/mo
Today · 4.125%
HK$96,383
baseline
▲ 0.50% · 4.625%
HK$102,248
+HK$5,865/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,766/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,898
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,604
−HK$2,745/mo
Today · 4.125%
HK$106,349
baseline
▲ 0.50% · 4.625%
HK$111,955
+HK$5,606/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,698/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,811
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,103
−HK$3,344/mo
Today · 4.125%
HK$112,447
baseline
▲ 0.50% · 4.625%
HK$119,289
+HK$6,842/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,894/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,714
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,871
−HK$3,203/mo
Today · 4.125%
HK$124,074
baseline
▲ 0.50% · 4.625%
HK$130,614
+HK$6,540/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,148/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,043
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$140,275
−HK$4,299/mo
Today · 4.125%
HK$144,574
baseline
▲ 0.50% · 4.625%
HK$153,371
+HK$8,797/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,148/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,347
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,406
−HK$4,118/mo
Today · 4.125%
HK$159,524
baseline
▲ 0.50% · 4.625%
HK$167,932
+HK$8,408/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,048/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,672 · Scale 2, in force from 26 Feb 2026)