LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,584
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$77,935
−HK$2,388/mo
Today · 4.125%
HK$80,323
baseline
▲ 0.50% · 4.625%
HK$85,211
+HK$4,888/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,646/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,086
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,341
−HK$2,288/mo
Today · 4.125%
HK$88,629
baseline
▲ 0.50% · 4.625%
HK$93,301
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,258/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,700
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,522
−HK$2,866/mo
Today · 4.125%
HK$96,388
baseline
▲ 0.50% · 4.625%
HK$102,253
+HK$5,865/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,776/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,903
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,610
−HK$2,745/mo
Today · 4.125%
HK$106,355
baseline
▲ 0.50% · 4.625%
HK$111,961
+HK$5,606/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,710/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,817
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,109
−HK$3,344/mo
Today · 4.125%
HK$112,453
baseline
▲ 0.50% · 4.625%
HK$119,295
+HK$6,842/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,906/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,721
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,878
−HK$3,203/mo
Today · 4.125%
HK$124,081
baseline
▲ 0.50% · 4.625%
HK$130,621
+HK$6,540/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,162/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,051
−HK$8,531/mo
▼ 0.25% · 3.875%
HK$140,283
−HK$4,299/mo
Today · 4.125%
HK$144,582
baseline
▲ 0.50% · 4.625%
HK$153,380
+HK$8,798/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,164/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,355
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,414
−HK$4,118/mo
Today · 4.125%
HK$159,532
baseline
▲ 0.50% · 4.625%
HK$167,941
+HK$8,409/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,064/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,749 · Scale 2, in force from 26 Feb 2026)