LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,585
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,937
−HK$2,388/mo
Today · 4.125%
HK$80,325
baseline
▲ 0.50% · 4.625%
HK$85,213
+HK$4,888/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,650/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,088
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,343
−HK$2,288/mo
Today · 4.125%
HK$88,631
baseline
▲ 0.50% · 4.625%
HK$93,303
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,262/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,703
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,524
−HK$2,866/mo
Today · 4.125%
HK$96,390
baseline
▲ 0.50% · 4.625%
HK$102,256
+HK$5,866/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,780/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,906
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,612
−HK$2,745/mo
Today · 4.125%
HK$106,357
baseline
▲ 0.50% · 4.625%
HK$111,964
+HK$5,607/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,714/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,820
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,111
−HK$3,345/mo
Today · 4.125%
HK$112,456
baseline
▲ 0.50% · 4.625%
HK$119,298
+HK$6,842/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,912/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,723
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,881
−HK$3,203/mo
Today · 4.125%
HK$124,084
baseline
▲ 0.50% · 4.625%
HK$130,624
+HK$6,540/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,168/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,054
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,286
−HK$4,300/mo
Today · 4.125%
HK$144,586
baseline
▲ 0.50% · 4.625%
HK$153,383
+HK$8,797/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,172/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,359
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,418
−HK$4,118/mo
Today · 4.125%
HK$159,536
baseline
▲ 0.50% · 4.625%
HK$167,945
+HK$8,409/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,072/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,782 · Scale 2, in force from 26 Feb 2026)