LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,586
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,937
−HK$2,389/mo
Today · 4.125%
HK$80,326
baseline
▲ 0.50% · 4.625%
HK$85,214
+HK$4,888/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,652/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,089
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,344
−HK$2,288/mo
Today · 4.125%
HK$88,632
baseline
▲ 0.50% · 4.625%
HK$93,304
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,264/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,703
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,525
−HK$2,866/mo
Today · 4.125%
HK$96,391
baseline
▲ 0.50% · 4.625%
HK$102,256
+HK$5,865/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,782/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,907
−HK$5,451/mo
▼ 0.25% · 3.875%
HK$103,613
−HK$2,745/mo
Today · 4.125%
HK$106,358
baseline
▲ 0.50% · 4.625%
HK$111,965
+HK$5,607/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,716/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,821
−HK$6,635/mo
▼ 0.25% · 3.875%
HK$109,112
−HK$3,344/mo
Today · 4.125%
HK$112,456
baseline
▲ 0.50% · 4.625%
HK$119,299
+HK$6,843/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,912/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,724
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,882
−HK$3,203/mo
Today · 4.125%
HK$124,085
baseline
▲ 0.50% · 4.625%
HK$130,625
+HK$6,540/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,170/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,055
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,287
−HK$4,300/mo
Today · 4.125%
HK$144,587
baseline
▲ 0.50% · 4.625%
HK$153,385
+HK$8,798/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,174/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,360
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,419
−HK$4,118/mo
Today · 4.125%
HK$159,537
baseline
▲ 0.50% · 4.625%
HK$167,947
+HK$8,410/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,074/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,794 · Scale 2, in force from 26 Feb 2026)