LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,587
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,938
−HK$2,389/mo
Today · 4.125%
HK$80,327
baseline
▲ 0.50% · 4.625%
HK$85,215
+HK$4,888/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,654/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,090
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,345
−HK$2,288/mo
Today · 4.125%
HK$88,633
baseline
▲ 0.50% · 4.625%
HK$93,305
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,266/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,705
−HK$5,687/mo
▼ 0.25% · 3.875%
HK$93,526
−HK$2,866/mo
Today · 4.125%
HK$96,392
baseline
▲ 0.50% · 4.625%
HK$102,258
+HK$5,866/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,784/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,908
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,614
−HK$2,746/mo
Today · 4.125%
HK$106,360
baseline
▲ 0.50% · 4.625%
HK$111,966
+HK$5,606/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,720/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,822
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,114
−HK$3,344/mo
Today · 4.125%
HK$112,458
baseline
▲ 0.50% · 4.625%
HK$119,301
+HK$6,843/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,916/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,726
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,883
−HK$3,203/mo
Today · 4.125%
HK$124,086
baseline
▲ 0.50% · 4.625%
HK$130,627
+HK$6,541/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,172/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,057
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,289
−HK$4,300/mo
Today · 4.125%
HK$144,589
baseline
▲ 0.50% · 4.625%
HK$153,387
+HK$8,798/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,178/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,362
−HK$8,177/mo
▼ 0.25% · 3.875%
HK$155,421
−HK$4,118/mo
Today · 4.125%
HK$159,539
baseline
▲ 0.50% · 4.625%
HK$167,949
+HK$8,410/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,078/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,812 · Scale 2, in force from 26 Feb 2026)