LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,590
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,941
−HK$2,389/mo
Today · 4.125%
HK$80,330
baseline
▲ 0.50% · 4.625%
HK$85,218
+HK$4,888/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$160,660/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,093
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,348
−HK$2,288/mo
Today · 4.125%
HK$88,636
baseline
▲ 0.50% · 4.625%
HK$93,308
+HK$4,672/mo
Deposit HK$16.57M · loan HK$16.57M · min. income ≈ HK$177,272/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,707
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,529
−HK$2,867/mo
Today · 4.125%
HK$96,396
baseline
▲ 0.50% · 4.625%
HK$102,261
+HK$5,865/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,792/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,911
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,617
−HK$2,746/mo
Today · 4.125%
HK$106,363
baseline
▲ 0.50% · 4.625%
HK$111,970
+HK$5,607/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,726/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,825
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$109,117
−HK$3,345/mo
Today · 4.125%
HK$112,462
baseline
▲ 0.50% · 4.625%
HK$119,305
+HK$6,843/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$224,924/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,730
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,887
−HK$3,203/mo
Today · 4.125%
HK$124,090
baseline
▲ 0.50% · 4.625%
HK$130,631
+HK$6,541/mo
Deposit HK$9.94M · loan HK$23.20M · min. income ≈ HK$248,180/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,061
−HK$8,532/mo
▼ 0.25% · 3.875%
HK$140,293
−HK$4,300/mo
Today · 4.125%
HK$144,593
baseline
▲ 0.50% · 4.625%
HK$153,392
+HK$8,799/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$289,186/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,367
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,426
−HK$4,119/mo
Today · 4.125%
HK$159,545
baseline
▲ 0.50% · 4.625%
HK$167,954
+HK$8,409/mo
Deposit HK$3.31M · loan HK$29.83M · min. income ≈ HK$319,090/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,857 · Scale 2, in force from 26 Feb 2026)