LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,591
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$77,942
−HK$2,389/mo
Today · 4.125%
HK$80,331
baseline
▲ 0.50% · 4.625%
HK$85,219
+HK$4,888/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,662/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,094
−HK$4,543/mo
▼ 0.25% · 3.875%
HK$86,349
−HK$2,288/mo
Today · 4.125%
HK$88,637
baseline
▲ 0.50% · 4.625%
HK$93,309
+HK$4,672/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,274/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,709
−HK$5,688/mo
▼ 0.25% · 3.875%
HK$93,530
−HK$2,867/mo
Today · 4.125%
HK$96,397
baseline
▲ 0.50% · 4.625%
HK$102,263
+HK$5,866/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,794/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,913
−HK$5,452/mo
▼ 0.25% · 3.875%
HK$103,619
−HK$2,746/mo
Today · 4.125%
HK$106,365
baseline
▲ 0.50% · 4.625%
HK$111,971
+HK$5,606/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,730/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,827
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,119
−HK$3,344/mo
Today · 4.125%
HK$112,463
baseline
▲ 0.50% · 4.625%
HK$119,306
+HK$6,843/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$224,926/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,732
−HK$6,360/mo
▼ 0.25% · 3.875%
HK$120,889
−HK$3,203/mo
Today · 4.125%
HK$124,092
baseline
▲ 0.50% · 4.625%
HK$130,633
+HK$6,541/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$248,184/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,063
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,296
−HK$4,300/mo
Today · 4.125%
HK$144,596
baseline
▲ 0.50% · 4.625%
HK$153,394
+HK$8,798/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$289,192/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,369
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,429
−HK$4,118/mo
Today · 4.125%
HK$159,547
baseline
▲ 0.50% · 4.625%
HK$167,957
+HK$8,410/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$319,094/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,880 · Scale 2, in force from 26 Feb 2026)