LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,593
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,945
−HK$2,389/mo
Today · 4.125%
HK$80,334
baseline
▲ 0.50% · 4.625%
HK$85,222
+HK$4,888/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,668/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,097
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,352
−HK$2,289/mo
Today · 4.125%
HK$88,641
baseline
▲ 0.50% · 4.625%
HK$93,313
+HK$4,672/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,282/mo (50% DSR)
Upfront cash ≈ HK$17.98M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,712
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,534
−HK$2,867/mo
Today · 4.125%
HK$96,401
baseline
▲ 0.50% · 4.625%
HK$102,266
+HK$5,865/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,802/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,916
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,623
−HK$2,746/mo
Today · 4.125%
HK$106,369
baseline
▲ 0.50% · 4.625%
HK$111,975
+HK$5,606/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,738/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,831
−HK$6,636/mo
▼ 0.25% · 3.875%
HK$109,123
−HK$3,344/mo
Today · 4.125%
HK$112,467
baseline
▲ 0.50% · 4.625%
HK$119,311
+HK$6,844/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$224,934/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,736
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,893
−HK$3,204/mo
Today · 4.125%
HK$124,097
baseline
▲ 0.50% · 4.625%
HK$130,638
+HK$6,541/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$248,194/mo (50% DSR)
Upfront cash ≈ HK$11.35M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,068
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,301
−HK$4,300/mo
Today · 4.125%
HK$144,601
baseline
▲ 0.50% · 4.625%
HK$153,400
+HK$8,799/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$289,202/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,375
−HK$8,178/mo
▼ 0.25% · 3.875%
HK$155,434
−HK$4,119/mo
Today · 4.125%
HK$159,553
baseline
▲ 0.50% · 4.625%
HK$167,963
+HK$8,410/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$319,106/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,408,931 · Scale 2, in force from 26 Feb 2026)