LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,604
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,955
−HK$2,390/mo
Today · 4.125%
HK$80,345
baseline
▲ 0.50% · 4.625%
HK$85,233
+HK$4,888/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,690/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,108
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,364
−HK$2,288/mo
Today · 4.125%
HK$88,652
baseline
▲ 0.50% · 4.625%
HK$93,325
+HK$4,673/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,304/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,724
−HK$5,690/mo
▼ 0.25% · 3.875%
HK$93,546
−HK$2,868/mo
Today · 4.125%
HK$96,414
baseline
▲ 0.50% · 4.625%
HK$102,280
+HK$5,866/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,828/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,930
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,637
−HK$2,746/mo
Today · 4.125%
HK$106,383
baseline
▲ 0.50% · 4.625%
HK$111,990
+HK$5,607/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,766/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,845
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,137
−HK$3,346/mo
Today · 4.125%
HK$112,483
baseline
▲ 0.50% · 4.625%
HK$119,327
+HK$6,844/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$224,966/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,752
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,910
−HK$3,203/mo
Today · 4.125%
HK$124,113
baseline
▲ 0.50% · 4.625%
HK$130,656
+HK$6,543/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$248,226/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,087
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,320
−HK$4,300/mo
Today · 4.125%
HK$144,620
baseline
▲ 0.50% · 4.625%
HK$153,420
+HK$8,800/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$289,240/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,395
−HK$8,179/mo
▼ 0.25% · 3.875%
HK$155,455
−HK$4,119/mo
Today · 4.125%
HK$159,574
baseline
▲ 0.50% · 4.625%
HK$167,986
+HK$8,412/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$319,148/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,409,120 · Scale 2, in force from 26 Feb 2026)