LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,604
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,956
−HK$2,389/mo
Today · 4.125%
HK$80,345
baseline
▲ 0.50% · 4.625%
HK$85,234
+HK$4,889/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,690/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,109
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,365
−HK$2,288/mo
Today · 4.125%
HK$88,653
baseline
▲ 0.50% · 4.625%
HK$93,326
+HK$4,673/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,306/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,725
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,547
−HK$2,867/mo
Today · 4.125%
HK$96,414
baseline
▲ 0.50% · 4.625%
HK$102,281
+HK$5,867/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,828/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,931
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,638
−HK$2,746/mo
Today · 4.125%
HK$106,384
baseline
▲ 0.50% · 4.625%
HK$111,991
+HK$5,607/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,768/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,846
−HK$6,637/mo
▼ 0.25% · 3.875%
HK$109,138
−HK$3,345/mo
Today · 4.125%
HK$112,483
baseline
▲ 0.50% · 4.625%
HK$119,328
+HK$6,845/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$224,966/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,753
−HK$6,361/mo
▼ 0.25% · 3.875%
HK$120,911
−HK$3,203/mo
Today · 4.125%
HK$124,114
baseline
▲ 0.50% · 4.625%
HK$130,657
+HK$6,543/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$248,228/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,088
−HK$8,533/mo
▼ 0.25% · 3.875%
HK$140,321
−HK$4,300/mo
Today · 4.125%
HK$144,621
baseline
▲ 0.50% · 4.625%
HK$153,421
+HK$8,800/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$289,242/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,396
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$155,456
−HK$4,120/mo
Today · 4.125%
HK$159,576
baseline
▲ 0.50% · 4.625%
HK$167,987
+HK$8,411/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$319,152/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,409,131 · Scale 2, in force from 26 Feb 2026)