LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,607
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,958
−HK$2,390/mo
Today · 4.125%
HK$80,348
baseline
▲ 0.50% · 4.625%
HK$85,237
+HK$4,889/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,696/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,112
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,368
−HK$2,288/mo
Today · 4.125%
HK$88,656
baseline
▲ 0.50% · 4.625%
HK$93,329
+HK$4,673/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,312/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,728
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,550
−HK$2,867/mo
Today · 4.125%
HK$96,417
baseline
▲ 0.50% · 4.625%
HK$102,284
+HK$5,867/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,834/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,934
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,641
−HK$2,746/mo
Today · 4.125%
HK$106,387
baseline
▲ 0.50% · 4.625%
HK$111,995
+HK$5,608/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,774/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,849
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,142
−HK$3,345/mo
Today · 4.125%
HK$112,487
baseline
▲ 0.50% · 4.625%
HK$119,332
+HK$6,845/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$224,974/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,756
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$120,915
−HK$3,203/mo
Today · 4.125%
HK$124,118
baseline
▲ 0.50% · 4.625%
HK$130,661
+HK$6,543/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$248,236/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,092
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$140,325
−HK$4,301/mo
Today · 4.125%
HK$144,626
baseline
▲ 0.50% · 4.625%
HK$153,426
+HK$8,800/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$289,252/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,401
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$155,462
−HK$4,119/mo
Today · 4.125%
HK$159,581
baseline
▲ 0.50% · 4.625%
HK$167,993
+HK$8,412/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$319,162/mo (50% DSR)
Upfront cash ≈ HK$4.72M (deposit + AVD stamp duty HK$1,409,177 · Scale 2, in force from 26 Feb 2026)