LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,609
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$77,961
−HK$2,389/mo
Today · 4.125%
HK$80,350
baseline
▲ 0.50% · 4.625%
HK$85,239
+HK$4,889/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,700/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,114
−HK$4,544/mo
▼ 0.25% · 3.875%
HK$86,370
−HK$2,288/mo
Today · 4.125%
HK$88,658
baseline
▲ 0.50% · 4.625%
HK$93,332
+HK$4,674/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,316/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,731
−HK$5,689/mo
▼ 0.25% · 3.875%
HK$93,553
−HK$2,867/mo
Today · 4.125%
HK$96,420
baseline
▲ 0.50% · 4.625%
HK$102,287
+HK$5,867/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$192,840/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,937
−HK$5,453/mo
▼ 0.25% · 3.875%
HK$103,644
−HK$2,746/mo
Today · 4.125%
HK$106,390
baseline
▲ 0.50% · 4.625%
HK$111,998
+HK$5,608/mo
Deposit HK$13.26M · loan HK$19.89M · min. income ≈ HK$212,780/mo (50% DSR)
Upfront cash ≈ HK$14.67M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,852
−HK$6,638/mo
▼ 0.25% · 3.875%
HK$109,145
−HK$3,345/mo
Today · 4.125%
HK$112,490
baseline
▲ 0.50% · 4.625%
HK$119,335
+HK$6,845/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$224,980/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,760
−HK$6,362/mo
▼ 0.25% · 3.875%
HK$120,918
−HK$3,204/mo
Today · 4.125%
HK$124,122
baseline
▲ 0.50% · 4.625%
HK$130,664
+HK$6,542/mo
Deposit HK$9.95M · loan HK$23.21M · min. income ≈ HK$248,244/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,096
−HK$8,534/mo
▼ 0.25% · 3.875%
HK$140,329
−HK$4,301/mo
Today · 4.125%
HK$144,630
baseline
▲ 0.50% · 4.625%
HK$153,431
+HK$8,801/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$289,260/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,405
−HK$8,180/mo
▼ 0.25% · 3.875%
HK$155,466
−HK$4,119/mo
Today · 4.125%
HK$159,585
baseline
▲ 0.50% · 4.625%
HK$167,997
+HK$8,412/mo
Deposit HK$3.32M · loan HK$29.84M · min. income ≈ HK$319,170/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,217 · Scale 2, in force from 26 Feb 2026)