LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,623
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,976
−HK$2,389/mo
Today · 4.125%
HK$80,365
baseline
▲ 0.50% · 4.625%
HK$85,255
+HK$4,890/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,730/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,130
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,386
−HK$2,289/mo
Today · 4.125%
HK$88,675
baseline
▲ 0.50% · 4.625%
HK$93,350
+HK$4,675/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,350/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,748
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,571
−HK$2,868/mo
Today · 4.125%
HK$96,439
baseline
▲ 0.50% · 4.625%
HK$102,307
+HK$5,868/mo
Deposit HK$13.27M · loan HK$19.90M · min. income ≈ HK$192,878/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,956
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,664
−HK$2,746/mo
Today · 4.125%
HK$106,410
baseline
▲ 0.50% · 4.625%
HK$112,019
+HK$5,609/mo
Deposit HK$13.27M · loan HK$19.90M · min. income ≈ HK$212,820/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,872
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$109,166
−HK$3,346/mo
Today · 4.125%
HK$112,512
baseline
▲ 0.50% · 4.625%
HK$119,358
+HK$6,846/mo
Deposit HK$9.95M · loan HK$23.22M · min. income ≈ HK$225,024/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,782
−HK$6,363/mo
▼ 0.25% · 3.875%
HK$120,941
−HK$3,204/mo
Today · 4.125%
HK$124,145
baseline
▲ 0.50% · 4.625%
HK$130,689
+HK$6,544/mo
Deposit HK$9.95M · loan HK$23.22M · min. income ≈ HK$248,290/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,122
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$140,356
−HK$4,302/mo
Today · 4.125%
HK$144,658
baseline
▲ 0.50% · 4.625%
HK$153,460
+HK$8,802/mo
Deposit HK$3.32M · loan HK$29.85M · min. income ≈ HK$289,316/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,434
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$155,495
−HK$4,121/mo
Today · 4.125%
HK$159,616
baseline
▲ 0.50% · 4.625%
HK$168,029
+HK$8,413/mo
Deposit HK$3.32M · loan HK$29.85M · min. income ≈ HK$319,232/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,485 · Scale 2, in force from 26 Feb 2026)