LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,627
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$77,979
−HK$2,390/mo
Today · 4.125%
HK$80,369
baseline
▲ 0.50% · 4.625%
HK$85,260
+HK$4,891/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,738/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,134
−HK$4,546/mo
▼ 0.25% · 3.875%
HK$86,391
−HK$2,289/mo
Today · 4.125%
HK$88,680
baseline
▲ 0.50% · 4.625%
HK$93,354
+HK$4,674/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,360/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,752
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,575
−HK$2,868/mo
Today · 4.125%
HK$96,443
baseline
▲ 0.50% · 4.625%
HK$102,312
+HK$5,869/mo
Deposit HK$13.27M · loan HK$19.90M · min. income ≈ HK$192,886/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,961
−HK$5,455/mo
▼ 0.25% · 3.875%
HK$103,669
−HK$2,747/mo
Today · 4.125%
HK$106,416
baseline
▲ 0.50% · 4.625%
HK$112,025
+HK$5,609/mo
Deposit HK$13.27M · loan HK$19.90M · min. income ≈ HK$212,832/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,878
−HK$6,639/mo
▼ 0.25% · 3.875%
HK$109,171
−HK$3,346/mo
Today · 4.125%
HK$112,517
baseline
▲ 0.50% · 4.625%
HK$119,364
+HK$6,847/mo
Deposit HK$9.95M · loan HK$23.22M · min. income ≈ HK$225,034/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,788
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$120,947
−HK$3,205/mo
Today · 4.125%
HK$124,152
baseline
▲ 0.50% · 4.625%
HK$130,696
+HK$6,544/mo
Deposit HK$9.95M · loan HK$23.22M · min. income ≈ HK$248,304/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,128
−HK$8,537/mo
▼ 0.25% · 3.875%
HK$140,363
−HK$4,302/mo
Today · 4.125%
HK$144,665
baseline
▲ 0.50% · 4.625%
HK$153,467
+HK$8,802/mo
Deposit HK$3.32M · loan HK$29.85M · min. income ≈ HK$289,330/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,442
−HK$8,181/mo
▼ 0.25% · 3.875%
HK$155,503
−HK$4,120/mo
Today · 4.125%
HK$159,623
baseline
▲ 0.50% · 4.625%
HK$168,037
+HK$8,414/mo
Deposit HK$3.32M · loan HK$29.85M · min. income ≈ HK$319,246/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,554 · Scale 2, in force from 26 Feb 2026)