LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,628
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$77,981
−HK$2,390/mo
Today · 4.125%
HK$80,371
baseline
▲ 0.50% · 4.625%
HK$85,261
+HK$4,890/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$160,742/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,136
−HK$4,545/mo
▼ 0.25% · 3.875%
HK$86,392
−HK$2,289/mo
Today · 4.125%
HK$88,681
baseline
▲ 0.50% · 4.625%
HK$93,356
+HK$4,675/mo
Deposit HK$16.58M · loan HK$16.58M · min. income ≈ HK$177,362/mo (50% DSR)
Upfront cash ≈ HK$17.99M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,754
−HK$5,691/mo
▼ 0.25% · 3.875%
HK$93,577
−HK$2,868/mo
Today · 4.125%
HK$96,445
baseline
▲ 0.50% · 4.625%
HK$102,313
+HK$5,868/mo
Deposit HK$13.27M · loan HK$19.90M · min. income ≈ HK$192,890/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$100,963
−HK$5,454/mo
▼ 0.25% · 3.875%
HK$103,670
−HK$2,747/mo
Today · 4.125%
HK$106,417
baseline
▲ 0.50% · 4.625%
HK$112,027
+HK$5,610/mo
Deposit HK$13.27M · loan HK$19.90M · min. income ≈ HK$212,834/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,879
−HK$6,640/mo
▼ 0.25% · 3.875%
HK$109,173
−HK$3,346/mo
Today · 4.125%
HK$112,519
baseline
▲ 0.50% · 4.625%
HK$119,366
+HK$6,847/mo
Deposit HK$9.95M · loan HK$23.22M · min. income ≈ HK$225,038/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,790
−HK$6,364/mo
▼ 0.25% · 3.875%
HK$120,949
−HK$3,205/mo
Today · 4.125%
HK$124,154
baseline
▲ 0.50% · 4.625%
HK$130,698
+HK$6,544/mo
Deposit HK$9.95M · loan HK$23.22M · min. income ≈ HK$248,308/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,131
−HK$8,536/mo
▼ 0.25% · 3.875%
HK$140,365
−HK$4,302/mo
Today · 4.125%
HK$144,667
baseline
▲ 0.50% · 4.625%
HK$153,470
+HK$8,803/mo
Deposit HK$3.32M · loan HK$29.85M · min. income ≈ HK$289,334/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,444
−HK$8,182/mo
▼ 0.25% · 3.875%
HK$155,506
−HK$4,120/mo
Today · 4.125%
HK$159,626
baseline
▲ 0.50% · 4.625%
HK$168,040
+HK$8,414/mo
Deposit HK$3.32M · loan HK$29.85M · min. income ≈ HK$319,252/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,409,578 · Scale 2, in force from 26 Feb 2026)