LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,661
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,015
−HK$2,391/mo
Today · 4.125%
HK$80,406
baseline
▲ 0.50% · 4.625%
HK$85,298
+HK$4,892/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$160,812/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,172
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,430
−HK$2,290/mo
Today · 4.125%
HK$88,720
baseline
▲ 0.50% · 4.625%
HK$93,396
+HK$4,676/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$177,440/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,793
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,618
−HK$2,869/mo
Today · 4.125%
HK$96,487
baseline
▲ 0.50% · 4.625%
HK$102,358
+HK$5,871/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$192,974/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,007
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,716
−HK$2,748/mo
Today · 4.125%
HK$106,464
baseline
▲ 0.50% · 4.625%
HK$112,076
+HK$5,612/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$212,928/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,926
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$109,220
−HK$3,348/mo
Today · 4.125%
HK$112,568
baseline
▲ 0.50% · 4.625%
HK$119,418
+HK$6,850/mo
Deposit HK$9.95M · loan HK$23.23M · min. income ≈ HK$225,136/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,841
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$121,002
−HK$3,206/mo
Today · 4.125%
HK$124,208
baseline
▲ 0.50% · 4.625%
HK$130,755
+HK$6,547/mo
Deposit HK$9.95M · loan HK$23.23M · min. income ≈ HK$248,416/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,190
−HK$8,540/mo
▼ 0.25% · 3.875%
HK$140,426
−HK$4,304/mo
Today · 4.125%
HK$144,730
baseline
▲ 0.50% · 4.625%
HK$153,537
+HK$8,807/mo
Deposit HK$3.32M · loan HK$29.86M · min. income ≈ HK$289,460/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,510
−HK$8,186/mo
▼ 0.25% · 3.875%
HK$155,573
−HK$4,123/mo
Today · 4.125%
HK$159,696
baseline
▲ 0.50% · 4.625%
HK$168,113
+HK$8,417/mo
Deposit HK$3.32M · loan HK$29.86M · min. income ≈ HK$319,392/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,192 · Scale 2, in force from 26 Feb 2026)