LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,662
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,015
−HK$2,392/mo
Today · 4.125%
HK$80,407
baseline
▲ 0.50% · 4.625%
HK$85,299
+HK$4,892/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$160,814/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,173
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,431
−HK$2,290/mo
Today · 4.125%
HK$88,721
baseline
▲ 0.50% · 4.625%
HK$93,397
+HK$4,676/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$177,442/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,794
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,619
−HK$2,869/mo
Today · 4.125%
HK$96,488
baseline
▲ 0.50% · 4.625%
HK$102,359
+HK$5,871/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$192,976/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,008
−HK$5,457/mo
▼ 0.25% · 3.875%
HK$103,717
−HK$2,748/mo
Today · 4.125%
HK$106,465
baseline
▲ 0.50% · 4.625%
HK$112,077
+HK$5,612/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$212,930/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,927
−HK$6,642/mo
▼ 0.25% · 3.875%
HK$109,222
−HK$3,347/mo
Today · 4.125%
HK$112,569
baseline
▲ 0.50% · 4.625%
HK$119,419
+HK$6,850/mo
Deposit HK$9.95M · loan HK$23.23M · min. income ≈ HK$225,138/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,842
−HK$6,367/mo
▼ 0.25% · 3.875%
HK$121,003
−HK$3,206/mo
Today · 4.125%
HK$124,209
baseline
▲ 0.50% · 4.625%
HK$130,756
+HK$6,547/mo
Deposit HK$9.95M · loan HK$23.23M · min. income ≈ HK$248,418/mo (50% DSR)
Upfront cash ≈ HK$11.36M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,191
−HK$8,541/mo
▼ 0.25% · 3.875%
HK$140,428
−HK$4,304/mo
Today · 4.125%
HK$144,732
baseline
▲ 0.50% · 4.625%
HK$153,538
+HK$8,806/mo
Deposit HK$3.32M · loan HK$29.86M · min. income ≈ HK$289,464/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,512
−HK$8,185/mo
▼ 0.25% · 3.875%
HK$155,575
−HK$4,122/mo
Today · 4.125%
HK$159,697
baseline
▲ 0.50% · 4.625%
HK$168,115
+HK$8,418/mo
Deposit HK$3.32M · loan HK$29.86M · min. income ≈ HK$319,394/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,207 · Scale 2, in force from 26 Feb 2026)