LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,670
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,024
−HK$2,391/mo
Today · 4.125%
HK$80,415
baseline
▲ 0.50% · 4.625%
HK$85,308
+HK$4,893/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$160,830/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,182
−HK$4,548/mo
▼ 0.25% · 3.875%
HK$86,440
−HK$2,290/mo
Today · 4.125%
HK$88,730
baseline
▲ 0.50% · 4.625%
HK$93,408
+HK$4,678/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$177,460/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,804
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,629
−HK$2,869/mo
Today · 4.125%
HK$96,498
baseline
▲ 0.50% · 4.625%
HK$102,370
+HK$5,872/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$192,996/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,019
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,728
−HK$2,749/mo
Today · 4.125%
HK$106,477
baseline
▲ 0.50% · 4.625%
HK$112,089
+HK$5,612/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$212,954/mo (50% DSR)
Upfront cash ≈ HK$14.68M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,938
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$109,234
−HK$3,348/mo
Today · 4.125%
HK$112,582
baseline
▲ 0.50% · 4.625%
HK$119,432
+HK$6,850/mo
Deposit HK$9.96M · loan HK$23.23M · min. income ≈ HK$225,164/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,855
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$121,016
−HK$3,207/mo
Today · 4.125%
HK$124,223
baseline
▲ 0.50% · 4.625%
HK$130,771
+HK$6,548/mo
Deposit HK$9.96M · loan HK$23.23M · min. income ≈ HK$248,446/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,206
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,443
−HK$4,305/mo
Today · 4.125%
HK$144,748
baseline
▲ 0.50% · 4.625%
HK$153,555
+HK$8,807/mo
Deposit HK$3.32M · loan HK$29.87M · min. income ≈ HK$289,496/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,528
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,592
−HK$4,123/mo
Today · 4.125%
HK$159,715
baseline
▲ 0.50% · 4.625%
HK$168,134
+HK$8,419/mo
Deposit HK$3.32M · loan HK$29.87M · min. income ≈ HK$319,430/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,361 · Scale 2, in force from 26 Feb 2026)