LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,675
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$78,029
−HK$2,391/mo
Today · 4.125%
HK$80,420
baseline
▲ 0.50% · 4.625%
HK$85,314
+HK$4,894/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$160,840/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,187
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,445
−HK$2,291/mo
Today · 4.125%
HK$88,736
baseline
▲ 0.50% · 4.625%
HK$93,413
+HK$4,677/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$177,472/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,810
−HK$5,694/mo
▼ 0.25% · 3.875%
HK$93,634
−HK$2,870/mo
Today · 4.125%
HK$96,504
baseline
▲ 0.50% · 4.625%
HK$102,376
+HK$5,872/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$193,008/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,025
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,734
−HK$2,749/mo
Today · 4.125%
HK$106,483
baseline
▲ 0.50% · 4.625%
HK$112,096
+HK$5,613/mo
Deposit HK$13.27M · loan HK$19.91M · min. income ≈ HK$212,966/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,945
−HK$6,643/mo
▼ 0.25% · 3.875%
HK$109,240
−HK$3,348/mo
Today · 4.125%
HK$112,588
baseline
▲ 0.50% · 4.625%
HK$119,439
+HK$6,851/mo
Deposit HK$9.96M · loan HK$23.23M · min. income ≈ HK$225,176/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,862
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$121,023
−HK$3,207/mo
Today · 4.125%
HK$124,230
baseline
▲ 0.50% · 4.625%
HK$130,778
+HK$6,548/mo
Deposit HK$9.96M · loan HK$23.23M · min. income ≈ HK$248,460/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,214
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,451
−HK$4,305/mo
Today · 4.125%
HK$144,756
baseline
▲ 0.50% · 4.625%
HK$153,564
+HK$8,808/mo
Deposit HK$3.32M · loan HK$29.87M · min. income ≈ HK$289,512/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,537
−HK$8,187/mo
▼ 0.25% · 3.875%
HK$155,601
−HK$4,123/mo
Today · 4.125%
HK$159,724
baseline
▲ 0.50% · 4.625%
HK$168,144
+HK$8,420/mo
Deposit HK$3.32M · loan HK$29.87M · min. income ≈ HK$319,448/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,445 · Scale 2, in force from 26 Feb 2026)