LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,678
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$78,032
−HK$2,392/mo
Today · 4.125%
HK$80,424
baseline
▲ 0.50% · 4.625%
HK$85,318
+HK$4,894/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$160,848/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,191
−HK$4,549/mo
▼ 0.25% · 3.875%
HK$86,449
−HK$2,291/mo
Today · 4.125%
HK$88,740
baseline
▲ 0.50% · 4.625%
HK$93,417
+HK$4,677/mo
Deposit HK$16.59M · loan HK$16.59M · min. income ≈ HK$177,480/mo (50% DSR)
Upfront cash ≈ HK$18.00M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,814
−HK$5,695/mo
▼ 0.25% · 3.875%
HK$93,639
−HK$2,870/mo
Today · 4.125%
HK$96,509
baseline
▲ 0.50% · 4.625%
HK$102,381
+HK$5,872/mo
Deposit HK$13.28M · loan HK$19.91M · min. income ≈ HK$193,018/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,030
−HK$5,458/mo
▼ 0.25% · 3.875%
HK$103,739
−HK$2,749/mo
Today · 4.125%
HK$106,488
baseline
▲ 0.50% · 4.625%
HK$112,101
+HK$5,613/mo
Deposit HK$13.28M · loan HK$19.91M · min. income ≈ HK$212,976/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$105,950
−HK$6,644/mo
▼ 0.25% · 3.875%
HK$109,245
−HK$3,349/mo
Today · 4.125%
HK$112,594
baseline
▲ 0.50% · 4.625%
HK$119,445
+HK$6,851/mo
Deposit HK$9.96M · loan HK$23.23M · min. income ≈ HK$225,188/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,868
−HK$6,368/mo
▼ 0.25% · 3.875%
HK$121,029
−HK$3,207/mo
Today · 4.125%
HK$124,236
baseline
▲ 0.50% · 4.625%
HK$130,784
+HK$6,548/mo
Deposit HK$9.96M · loan HK$23.23M · min. income ≈ HK$248,472/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,221
−HK$8,542/mo
▼ 0.25% · 3.875%
HK$140,458
−HK$4,305/mo
Today · 4.125%
HK$144,763
baseline
▲ 0.50% · 4.625%
HK$153,572
+HK$8,809/mo
Deposit HK$3.32M · loan HK$29.87M · min. income ≈ HK$289,526/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,544
−HK$8,188/mo
▼ 0.25% · 3.875%
HK$155,609
−HK$4,123/mo
Today · 4.125%
HK$159,732
baseline
▲ 0.50% · 4.625%
HK$168,151
+HK$8,419/mo
Deposit HK$3.32M · loan HK$29.87M · min. income ≈ HK$319,464/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,410,511 · Scale 2, in force from 26 Feb 2026)