LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,719
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,075
−HK$2,393/mo
Today · 4.125%
HK$80,468
baseline
▲ 0.50% · 4.625%
HK$85,364
+HK$4,896/mo
Deposit HK$16.60M · loan HK$16.60M · min. income ≈ HK$160,936/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,237
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,496
−HK$2,292/mo
Today · 4.125%
HK$88,788
baseline
▲ 0.50% · 4.625%
HK$93,468
+HK$4,680/mo
Deposit HK$16.60M · loan HK$16.60M · min. income ≈ HK$177,576/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,863
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,690
−HK$2,871/mo
Today · 4.125%
HK$96,561
baseline
▲ 0.50% · 4.625%
HK$102,437
+HK$5,876/mo
Deposit HK$13.28M · loan HK$19.92M · min. income ≈ HK$193,122/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,084
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,795
−HK$2,751/mo
Today · 4.125%
HK$106,546
baseline
▲ 0.50% · 4.625%
HK$112,162
+HK$5,616/mo
Deposit HK$13.28M · loan HK$19.92M · min. income ≈ HK$213,092/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,007
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$109,304
−HK$3,351/mo
Today · 4.125%
HK$112,655
baseline
▲ 0.50% · 4.625%
HK$119,509
+HK$6,854/mo
Deposit HK$9.96M · loan HK$23.24M · min. income ≈ HK$225,310/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,932
−HK$6,371/mo
▼ 0.25% · 3.875%
HK$121,095
−HK$3,208/mo
Today · 4.125%
HK$124,303
baseline
▲ 0.50% · 4.625%
HK$130,855
+HK$6,552/mo
Deposit HK$9.96M · loan HK$23.24M · min. income ≈ HK$248,606/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,295
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$140,534
−HK$4,308/mo
Today · 4.125%
HK$144,842
baseline
▲ 0.50% · 4.625%
HK$153,655
+HK$8,813/mo
Deposit HK$3.32M · loan HK$29.89M · min. income ≈ HK$289,684/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,627
−HK$8,191/mo
▼ 0.25% · 3.875%
HK$155,693
−HK$4,125/mo
Today · 4.125%
HK$159,818
baseline
▲ 0.50% · 4.625%
HK$168,243
+HK$8,425/mo
Deposit HK$3.32M · loan HK$29.89M · min. income ≈ HK$319,636/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,411,276 · Scale 2, in force from 26 Feb 2026)