LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,720
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$78,075
−HK$2,393/mo
Today · 4.125%
HK$80,468
baseline
▲ 0.50% · 4.625%
HK$85,365
+HK$4,897/mo
Deposit HK$16.60M · loan HK$16.60M · min. income ≈ HK$160,936/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,238
−HK$4,551/mo
▼ 0.25% · 3.875%
HK$86,497
−HK$2,292/mo
Today · 4.125%
HK$88,789
baseline
▲ 0.50% · 4.625%
HK$93,469
+HK$4,680/mo
Deposit HK$16.60M · loan HK$16.60M · min. income ≈ HK$177,578/mo (50% DSR)
Upfront cash ≈ HK$18.01M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,864
−HK$5,698/mo
▼ 0.25% · 3.875%
HK$93,691
−HK$2,871/mo
Today · 4.125%
HK$96,562
baseline
▲ 0.50% · 4.625%
HK$102,438
+HK$5,876/mo
Deposit HK$13.28M · loan HK$19.92M · min. income ≈ HK$193,124/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,086
−HK$5,461/mo
▼ 0.25% · 3.875%
HK$103,797
−HK$2,750/mo
Today · 4.125%
HK$106,547
baseline
▲ 0.50% · 4.625%
HK$112,163
+HK$5,616/mo
Deposit HK$13.28M · loan HK$19.92M · min. income ≈ HK$213,094/mo (50% DSR)
Upfront cash ≈ HK$14.69M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,008
−HK$6,648/mo
▼ 0.25% · 3.875%
HK$109,306
−HK$3,350/mo
Today · 4.125%
HK$112,656
baseline
▲ 0.50% · 4.625%
HK$119,511
+HK$6,855/mo
Deposit HK$9.96M · loan HK$23.24M · min. income ≈ HK$225,312/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,933
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$121,096
−HK$3,209/mo
Today · 4.125%
HK$124,305
baseline
▲ 0.50% · 4.625%
HK$130,857
+HK$6,552/mo
Deposit HK$9.96M · loan HK$23.24M · min. income ≈ HK$248,610/mo (50% DSR)
Upfront cash ≈ HK$11.37M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,296
−HK$8,547/mo
▼ 0.25% · 3.875%
HK$140,536
−HK$4,307/mo
Today · 4.125%
HK$144,843
baseline
▲ 0.50% · 4.625%
HK$153,657
+HK$8,814/mo
Deposit HK$3.32M · loan HK$29.89M · min. income ≈ HK$289,686/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,628
−HK$8,192/mo
▼ 0.25% · 3.875%
HK$155,695
−HK$4,125/mo
Today · 4.125%
HK$159,820
baseline
▲ 0.50% · 4.625%
HK$168,245
+HK$8,425/mo
Deposit HK$3.32M · loan HK$29.89M · min. income ≈ HK$319,640/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,411,292 · Scale 2, in force from 26 Feb 2026)