LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,734
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$78,090
−HK$2,393/mo
Today · 4.125%
HK$80,483
baseline
▲ 0.50% · 4.625%
HK$85,380
+HK$4,897/mo
Deposit HK$16.61M · loan HK$16.61M · min. income ≈ HK$160,966/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,253
−HK$4,552/mo
▼ 0.25% · 3.875%
HK$86,513
−HK$2,292/mo
Today · 4.125%
HK$88,805
baseline
▲ 0.50% · 4.625%
HK$93,486
+HK$4,681/mo
Deposit HK$16.61M · loan HK$16.61M · min. income ≈ HK$177,610/mo (50% DSR)
Upfront cash ≈ HK$18.02M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,881
−HK$5,699/mo
▼ 0.25% · 3.875%
HK$93,708
−HK$2,872/mo
Today · 4.125%
HK$96,580
baseline
▲ 0.50% · 4.625%
HK$102,457
+HK$5,877/mo
Deposit HK$13.29M · loan HK$19.93M · min. income ≈ HK$193,160/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,104
−HK$5,462/mo
▼ 0.25% · 3.875%
HK$103,816
−HK$2,750/mo
Today · 4.125%
HK$106,566
baseline
▲ 0.50% · 4.625%
HK$112,184
+HK$5,618/mo
Deposit HK$13.29M · loan HK$19.93M · min. income ≈ HK$213,132/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,028
−HK$6,649/mo
▼ 0.25% · 3.875%
HK$109,326
−HK$3,351/mo
Today · 4.125%
HK$112,677
baseline
▲ 0.50% · 4.625%
HK$119,533
+HK$6,856/mo
Deposit HK$9.96M · loan HK$23.25M · min. income ≈ HK$225,354/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$117,955
−HK$6,372/mo
▼ 0.25% · 3.875%
HK$121,118
−HK$3,209/mo
Today · 4.125%
HK$124,327
baseline
▲ 0.50% · 4.625%
HK$130,881
+HK$6,554/mo
Deposit HK$9.96M · loan HK$23.25M · min. income ≈ HK$248,654/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,321
−HK$8,549/mo
▼ 0.25% · 3.875%
HK$140,562
−HK$4,308/mo
Today · 4.125%
HK$144,870
baseline
▲ 0.50% · 4.625%
HK$153,685
+HK$8,815/mo
Deposit HK$3.32M · loan HK$29.89M · min. income ≈ HK$289,740/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,656
−HK$8,194/mo
▼ 0.25% · 3.875%
HK$155,723
−HK$4,127/mo
Today · 4.125%
HK$159,850
baseline
▲ 0.50% · 4.625%
HK$168,275
+HK$8,425/mo
Deposit HK$3.32M · loan HK$29.89M · min. income ≈ HK$319,700/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,411,550 · Scale 2, in force from 26 Feb 2026)