LTV · monthly repayment
▼ 0.50% · 3.625%
HK$75,766
−HK$4,752/mo
▼ 0.25% · 3.875%
HK$78,123
−HK$2,395/mo
Today · 4.125%
HK$80,518
baseline
▲ 0.50% · 4.625%
HK$85,417
+HK$4,899/mo
Deposit HK$16.61M · loan HK$16.61M · min. income ≈ HK$161,036/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$84,289
−HK$4,554/mo
▼ 0.25% · 3.875%
HK$86,550
−HK$2,293/mo
Today · 4.125%
HK$88,843
baseline
▲ 0.50% · 4.625%
HK$93,526
+HK$4,683/mo
Deposit HK$16.61M · loan HK$16.61M · min. income ≈ HK$177,686/mo (50% DSR)
Upfront cash ≈ HK$18.03M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$90,920
−HK$5,701/mo
▼ 0.25% · 3.875%
HK$93,748
−HK$2,873/mo
Today · 4.125%
HK$96,621
baseline
▲ 0.50% · 4.625%
HK$102,500
+HK$5,879/mo
Deposit HK$13.29M · loan HK$19.94M · min. income ≈ HK$193,242/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$101,147
−HK$5,465/mo
▼ 0.25% · 3.875%
HK$103,860
−HK$2,752/mo
Today · 4.125%
HK$106,612
baseline
▲ 0.50% · 4.625%
HK$112,232
+HK$5,620/mo
Deposit HK$13.29M · loan HK$19.94M · min. income ≈ HK$213,224/mo (50% DSR)
Upfront cash ≈ HK$14.70M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$106,073
−HK$6,652/mo
▼ 0.25% · 3.875%
HK$109,372
−HK$3,353/mo
Today · 4.125%
HK$112,725
baseline
▲ 0.50% · 4.625%
HK$119,584
+HK$6,859/mo
Deposit HK$9.97M · loan HK$23.26M · min. income ≈ HK$225,450/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,005
−HK$6,376/mo
▼ 0.25% · 3.875%
HK$121,170
−HK$3,211/mo
Today · 4.125%
HK$124,381
baseline
▲ 0.50% · 4.625%
HK$130,937
+HK$6,556/mo
Deposit HK$9.97M · loan HK$23.26M · min. income ≈ HK$248,762/mo (50% DSR)
Upfront cash ≈ HK$11.38M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$136,380
−HK$8,552/mo
▼ 0.25% · 3.875%
HK$140,622
−HK$4,310/mo
Today · 4.125%
HK$144,932
baseline
▲ 0.50% · 4.625%
HK$153,750
+HK$8,818/mo
Deposit HK$3.32M · loan HK$29.90M · min. income ≈ HK$289,864/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$151,721
−HK$8,197/mo
▼ 0.25% · 3.875%
HK$155,790
−HK$4,128/mo
Today · 4.125%
HK$159,918
baseline
▲ 0.50% · 4.625%
HK$168,347
+HK$8,429/mo
Deposit HK$3.32M · loan HK$29.90M · min. income ≈ HK$319,836/mo (50% DSR)
Upfront cash ≈ HK$4.73M (deposit + AVD stamp duty HK$1,412,154 · Scale 2, in force from 26 Feb 2026)